Your home is a significant commitment. Ensure financial stability by planning for mortgage costs halfway through. Protect your family from unexpected loss of income with a secure plan. Safeguard your future with financial security amidst life's uncertainties.
Traditional Life insurance like a term policy where as death insurance mainly covers funeral expenses and legacy planning. Choose the option aligning with your wishes.
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A Fixed Index Annuity can provide tremendous financial growth opportunities when the market is up, protect you from loss against market volatility, allow deferred tax benefits and guarantees you income for the rest of your life. You may select an immediate annuity to pay you in as early as 30 days or a deferred annuity to pay you some time in the future.
UPS offers specialized child education plans to secure your child's future. With our tailored solutions, you can strategically save for their educational expenses, providing them with a solid foundation for future success. Let us guide you in ensuring your child's educational security.
Long-term care insurance can help mitigate the financial burden associated with long-term care expenses. It's important to plan ahead and consider options such as insurance, savings, or other financial vehicles to prepare for potential long-term care needs as we age.
Final expense insurance, also known as burial insurance or funeral insurance, is a type of life insurance policy specifically designed to cover the costs associated with funeral and burial expenses after the insured person passes away. It typically provides a smaller death benefit compared to traditional life insurance policies, intended to cover funeral costs, medical bills, and other end-of-life expenses.
Key person insurance protects businesses by covering essential individuals whose death or incapacity could impact financial stability. The policy pays a death benefit to aid in expenses like recruitment, training, debt repayment, or revenue loss, ensuring operational continuity.
A buy-sell agreement is a contract between business co-owners, covering scenarios like death or departure. It outlines terms for selling the departing owner's interest, ensuring smooth transitions and protecting the business's interests.
Disability income coverage, also called disability insurance, provides financial protection if you're unable to work due to disability. It replaces a portion of lost income, covering expenses like housing, utilities, and groceries. Available as short-term or long-term, benefits vary based on policy terms and individual needs.
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Group life insurance, provided by employers or organizations, covers members with a single contract, offering a death benefit to beneficiaries. Coverage amounts are typically based on salary multiples or flat amounts, with lower premiums and simplified acquisition compared to individual plans.
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